Credit cards and payment methods


Credit card security:

We never store your full credit card information on our systems. Instead, we work with credit card payment processors who are certified under the Payment Card Industry Data Security Standard (PCI DSS).

When you enter your credit details on SurgTalk, that information is sent directly to secure databases maintained by these payment processors, who then complete the transaction. That partner will then provide us with a portion of the stored information (such as the last four digits of your card number) to help do things like document your purchases and label your saved cards.

During this process, our partner will also provide us with a randomly generated alphanumeric ID called a "token". This token allows us to reference a saved card during future transactions, even though we don’t have the full card number on file ourselves. Because we store a token instead of the full credit card number you originally provided, there is no way for anyone who is logged in to your SurgTalk account to obtain your full credit card information from within your account. In addition, there is no way for a third party to reverse-engineer a token ID to obtain the credit card information.

 

How to save your credit card information:

Your credit card will be saved automatically for auto renewal.

 

Editing and deleting cards in your account:

If you would like to edit or delete the information in your account, please follow these steps:

  1. Move the cursor to Account at the top right of the page.
  2. Click Manage Account from the drop down menu.
  3. You can edit the credit card information by clicking on Update, or remove it from your account by clicking Delete.

 

Payment methods on SurgTalk

Currently SurgTalk support several different payment methods; depending on your country and location you may use the following method:

  1. Credit Card: We accept all major credit cards like Visa, MasterCard, American Express, and Discovery.
  2. Apple App Store and Google Play: You can also purchase subscription using our mobile app. which uses Apple's or Google Play's payment system depending on your device, often in your local currency. Since the mobile apps use Apple’s and Google’s payment systems, additional payment options may be available.

Updated 02/25/2020